Tuesday, December 15, 2009
Tuesday, November 10, 2009
Monday, November 09, 2009
Useful tool to save money on Cell phones, Gas, Credit Cards
Start saving money in under a minute
~ choose one to start ~
Thursday, October 22, 2009
How bad are your credit card mistakes?
By Erin Peterson
Nobody's perfect. When it comes to our financial lives, we've all done things we later regretted -- whether it's getting slapped with a $3 fee for using an out-of-network ATM or going on a Las Vegas bender and losing the house on an overly aggressive poker bet.The key is to understand the scale of the transgression. With credit card blunders, that's no easy task -- is it worse to take a cash advance or to pay a bill a day or two late? Experts graded a range of credit card mistakes on a scale from 1 (losing a few bucks to a cash machine) to 10 (losing the house). Find out which worry the pros most -- and which may (almost) get a free pass.
Wednesday, October 21, 2009
Will My Credit Score Go Down if a Credit Card Company Closes My Account
(CLICK TO READ MORE ON EACH SUBTOPIC)
FOR NON USE:
"I received a letter from a credit card company saying ....... they will be closing my account.......... Will this lower my credit score?"
"This is a tricky one. The quick answer is yes, your bank closing your credit card ... probably will lower your credit score........ There are a few factors that will determine how much your score could drop:"
FOR CREDIT INFO THEY RECEIVED :
FOR NON USE:
"I received a letter from a credit card company saying ....... they will be closing my account.......... Will this lower my credit score?"
"This is a tricky one. The quick answer is yes, your bank closing your credit card ... probably will lower your credit score........ There are a few factors that will determine how much your score could drop:"
FOR CREDIT INFO THEY RECEIVED :
Q. I've had a credit card for several years that I've always paid on time. But the card issuer just informed me that my account was being closed because of information received from a credit bureau. Can they just close my account because of a credit bureau report that has nothing to do with my account with them? What recourse do I have?
A. Unfortunately, you have no recourse. Credit card companies can pretty much do what they want regarding your account.
Form letters to fill in.
Saturday, September 19, 2009
The Biggest Losers (of Debt): How a Family Shed $106,000 in Debt
Five years ago, the Hildebrandt family of New Richmond, Wis., was juggling more than $100,000 in credit card and personal debt. Through frugality, determination and hard work, they are now -- other than a mortgage -- debt-free..............Bankruptcy? No Thanks
Several family friends recommended that they file for bankruptcy. That was out of the question, Russell says. "We were committed to paying off our debts." They also resolved to continue to tithe and home-school their daughters. ( Read more at link )
Several family friends recommended that they file for bankruptcy. That was out of the question, Russell says. "We were committed to paying off our debts." They also resolved to continue to tithe and home-school their daughters. ( Read more at link )